credit | The Zebra Blog

Posts Tagged ‘credit’

Stop Asking Me if we are in a Housing Bubble!

When home prices are skyrocketing to new record highs it is natural to wonder if what goes up will be coming down.   The question I get asked all the time is when will this happen, are we in a housing bubble, and when will it burst. I want to assure you that our market is […]

Credit Is Tight …

a couple signing papers

… Even for Former Federal Reserve Chairman Ben Bernanke! Low interest rates should mean that opportunity is in abundance for the real estate industry. However, if you can’t qualify for a mortgage, even the lowest rates don’t help you if you want to finance or refinance your home. This point became significant when the news […]

QRM Mortgage Rule: What You Need to Know

house and percentage symbols

In 2010 the federal government enacted the banking reform bill developed to address the financial crisis and the number of homeowners who lost their homes due to too liberal lending practices. While additional regulations were needed, the result was that many of the resulting lending requirements were too strict and due to “risk retention” requirements […]

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