mortgage | The Zebra Blog

Posts Tagged ‘mortgage’

Credit Is Tight …

a couple signing papers

… Even for Former Federal Reserve Chairman Ben Bernanke! Low interest rates should mean that opportunity is in abundance for the real estate industry. However, if you can’t qualify for a mortgage, even the lowest rates don’t help you if you want to finance or refinance your home. This point became significant when the news […]

QRM Mortgage Rule: What You Need to Know

house and percentage symbols

In 2010 the federal government enacted the banking reform bill developed to address the financial crisis and the number of homeowners who lost their homes due to too liberal lending practices. While additional regulations were needed, the result was that many of the resulting lending requirements were too strict and due to “risk retention” requirements […]

Ask Denise: Liberal vs Traditional Loans

Denise Lones

Q:  Denise, I have a lot of clients who don’t qualify for traditional loans. However, I am hesitant to suggest they talk to other lenders with more liberal programs as I am concerned that it looks like we are pushing for the same conditions that led to the mortgage meltdown in the first place. So, […]

In the News

Rolled up Newspaper

According to Goldman Sachs, more than half the homes sold last year and half of all the homes sold in 2013 were purchased without a mortgage. Click here to read the whole article!  

In the News

Rolled up Newspaper

A two-year interest rate high is driving down the number of new mortgage applications. Read the article here: http://realtormag.realtor.org/daily-news/2013/07/25/loan-demand-continues-soften  

In the News

Rolled up Newspaper

Mortgage rates for a 30 year mortgage hit a four-month high yesterday at 3.53% according to Bloomberg Businessweek. Just how high will mortgage rates creep this year according to the Mortgage Bankers Association? To read the full article, Click Here. If you have buyers on the fence or wanting to wait out short inventories, this […]

It’s the Little Things That Count by Denise Lones

You’ve been told your entire life “It’s the little things that count.” Well, I’m here to tell you it’s true! How does this apply to your real estate business? Read on. When people come to us to buy or sell a home, it’s our job to help them navigate the rough waters of the process. […]

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